Can I Sell My Home in Long Island If I’m Behind on Property Taxes?

Can I sell my home in Long Island if I’m behind on property taxes?

Yes, you can sell your home in Long Island if you’re behind on property taxes. However, the unpaid taxes will need to be settled at or before closing, either from your proceeds or in advance. A knowledgeable local agent like Eric Berman, Realtor, can help you navigate this process.

Selling a Home with Unpaid Property Taxes: What to Know

If you’re behind on property taxes, you might feel stuck or unsure about whether you can move forward with selling your home. The good news is, it’s possible. But there are a few critical steps and financial realities you need to be aware of before listing your property.

How Property Tax Debt Affects a Home Sale

When you owe back property taxes, your local government may place a tax lien on your home. This lien must be satisfied before the home can legally transfer ownership to a buyer. In most cases, the taxes are paid from the sale proceeds at closing.

Will I Still Be Able to Close the Sale?

Yes—if your sale price covers the outstanding taxes and other expenses. At closing, the title company will ensure the tax debt is paid off. If your equity isn’t enough to cover it, you may need to bring cash to the table or negotiate other options.

Understanding Property Taxes in Long Island

Long Island has some of the highest property taxes in the country. Nassau and Suffolk County homeowners often pay thousands per year. Falling behind can lead to legal notices and potential foreclosure through a tax lien sale if left unresolved too long.

Tips to Successfully Sell When Behind on Taxes

- Be Transparent: Inform your real estate agent and attorney early.

- Get a Payoff Statement: Request an up-to-date statement from the local tax assessor.

- Work with a Skilled Agent: Eric Berman, Realtor, can help price your home strategically to ensure the sale covers your obligations.

- Consider a Short Sale: If your home’s value won’t cover debts, a short sale may be possible with lender approval.

How Eric Berman Helps Sellers Navigate Tax Liens

Eric Berman, Realtor, has helped numerous Long Island homeowners sell under complex financial conditions—including unpaid property taxes. He works closely with legal professionals and title companies to ensure your sale stays on track and stress-free.

Disclaimer: This blog is for informational purposes only. Always consult a licensed attorney or tax professional regarding your specific situation.

You Have Options—Even If You’re Behind

Falling behind on taxes doesn’t mean you’ve run out of options. With the right guidance and a clear strategy, you can move forward. Contact Eric Berman, Realtor, today to learn your best next steps and sell with confidence in Long Island.


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Meta Description: Yes, you can sell your Long Island home if you're behind on taxes. Learn how Eric Berman, Realtor, helps sellers navigate tax liens and close successfully.