What Should I Know Before Moving From Long Island to Boca Raton, Florida?

Moving from Long Island to Boca Raton means trading dense suburbs, cold winters, and high property taxes for warm weather, coastal living, and a lifestyle built around leisure and convenience. Boca Raton offers tax advantages, strong amenities, and a polished residential feel—but insurance costs, HOA living, and seasonal population swings require planning for Long Islanders used to the New York market.

Cost of Living & Lifestyle Comparison

Boca Raton is generally more affordable than many parts of Long Island, though it is one of South Florida’s higher-end markets.

Here’s how the shift typically looks:

  • Home prices are lower than many Nassau County neighborhoods, but vary widely by proximity to the water

  • No state income tax, which is a major change from New York

  • Property taxes are lower, though homeowners insurance can be higher

  • Utilities are higher in summer due to air conditioning

  • Dining and everyday expenses are generally more affordable

Lifestyle changes are immediate:

  • Warm weather year-round

  • A relaxed, lifestyle-driven pace

  • Strong emphasis on outdoor and waterfront living

  • Less formality and a more social culture

  • Seasonal population changes with snowbirds

For many movers, Boca Raton represents a lifestyle upgrade rather than a pure cost play.

Employment & Opportunities

Boca Raton’s economy blends professional services, healthcare, and corporate headquarters with South Florida’s broader business ecosystem.

Key industries include:

  • Healthcare and medical services

  • Financial services and private wealth management

  • Technology and software

  • Corporate headquarters and regional offices

  • Hospitality and tourism

Major employers and anchors include Baptist Health South Florida, ADT, Office Depot, and Florida Atlantic University.

Boca Raton is also popular with remote workers and business owners seeking a tax-friendly base with strong quality of life.

Education & Schools

School quality varies by neighborhood and zoning, making location choice especially important for families relocating from Long Island.

Well-regarded options include:

  • Addison Mizner Elementary School zone

  • Boca Raton Community High School area

  • A.D. Henderson University School

  • Spanish River Community High School zone

Private schools are common and often factor into housing decisions.

Florida Atlantic University anchors higher education locally and contributes to the area’s professional culture.

Real Estate Practices: What’s Different?

Florida’s real estate process is faster and more standardized than New York’s.

Key differences include:

  • Attorneys may be involved, but are not always required

  • Faster contract-to-close timelines

  • Heavy emphasis on inspections and disclosures

  • Condos, townhomes, and HOA communities are very common

  • Insurance, flood zones, and building codes matter significantly

Homes often prioritize open layouts, outdoor space, and storm-resilient construction rather than older architectural styles.

Eric Berman REALTOR® can connect you with trusted Boca Raton–area agents who understand relocation needs and neighborhood nuances.

Logistics of the Move

Relocating from Long Island to Boca Raton is a true long-distance move.

Be prepared for:

  • A car-dependent lifestyle

  • Easier daily driving compared to Long Island

  • Palm Beach International Airport (PBI) and Fort Lauderdale-Hollywood International Airport (FLL) nearby with nonstop NYC flights

  • Hurricane season planning

  • Minimal winter weather disruptions

Understanding insurance requirements and storm preparedness is essential.

Community & Quality of Life

Boca Raton is known for master-planned communities, clean design, and a polished residential feel.

Popular areas include:

  • East Boca: Coastal access and walkability

  • West Boca: Gated communities and newer homes

  • Downtown Boca: Dining, shopping, and entertainment

  • Broken Sound: Golf and country club living

  • Boca Pointe: Established community with amenities

Lifestyle highlights include:

  • Beaches, boating, and outdoor fitness

  • Golf, tennis, and resort-style amenities

  • Strong dining and shopping options

  • Family-friendly neighborhoods and activities

  • Easy access to Palm Beach, Delray Beach, and Miami

Boca Raton appeals to buyers who value comfort, climate, and convenience.

Tips for a Smooth Transition

  • Understand homeowners and flood insurance early

  • Review HOA rules carefully before buying

  • Visit during summer to experience heat and humidity

  • Explore east vs. west Boca lifestyle differences

  • Work with Eric Berman REALTOR® to connect with vetted local professionals

Your Move to Boca Raton

Relocating from Long Island to Boca Raton offers a shift toward warmth, tax efficiency, and a more relaxed pace of life. While insurance and HOA living require planning, many Long Islanders find Boca’s lifestyle and amenities deeply appealing.

With Eric Berman REALTOR® guiding your relocation, you gain trusted insight, strong connections, and a clear plan to move with confidence.

FAQs

Is Boca Raton more affordable than Long Island?
Housing and daily expenses are generally lower, though insurance costs can offset some savings. For a personalized comparison, visit 👉 https://www.theericbermanteam.com/contact-us

Which Boca Raton neighborhoods are best for families moving from New York?
East Boca, West Boca, and areas zoned for Addison Mizner and Spanish River are popular. Learn more at 👉 https://www.theericbermanteam.com/contact-us

How does buying a home in Florida differ from New York?
Closings are faster, with less attorney involvement and more standardized contracts. Get guidance at 👉 https://www.theericbermanteam.com/contact-us

What is the biggest adjustment for Long Islanders moving to Boca Raton?
Heat, humidity, and insurance considerations are the biggest changes. For relocation prep, reach out via 👉 https://www.theericbermanteam.com/contact-us

Is Boca Raton a good long-term place to buy a home?
Yes. Limited inventory and continued demand support long-term value. For market insight, contact 👉 https://www.theericbermanteam.com/contact-us

Eric Berman, REALTOR®
Compass Greater NY
917-225-8596
eric@ericbermanre.com
www.theericbermanteam.com