Can You Sell a Home in Port Washington That Was Damaged in a Storm?

Can you sell your Port Washington home if it was damaged in a storm?
Yes — but how you handle the damage, repairs, and disclosures will shape your selling strategy and final sale price.

Assessing the Damage

After a storm, the first step is to determine the extent of the damage:

• Minor Damage: Fallen branches, broken windows, or roof shingles are usually quick fixes.

• Moderate Damage: Flooding, siding damage, or partial roof replacement may require permits and contractors.

• Severe Damage: Structural issues or significant water intrusion may reduce the buyer pool to investors or cash buyers.

A professional inspection helps you understand the scope and cost of repairs.

Your Options as a Seller

1. Repair Before Selling

   • Fixing damage before listing usually helps attract traditional buyers who use financing.

   • Insurance may cover some or all of the repairs.

   • Homes in move-in ready condition typically sell faster and for higher prices.

2. Sell As-Is

   • You disclose the storm damage but don’t repair it.

   • Works best if you need a quick sale or don’t have funds for repairs.

   • Likely to attract cash buyers or investors who factor repairs into their offers.

3. Partial Repairs with Credits

   • Address urgent issues (like leaks) but leave cosmetic work for the buyer.

   • Offer a closing credit for remaining repairs.

   • Gives buyers flexibility while still presenting the home as livable.

Disclosures Are Required

In New York, sellers must complete the updated Property Condition Disclosure Statement (PCDS). As of March 2024, this includes questions about flooding and water damage. Failure to disclose known storm damage can create legal issues after the sale.

How Storm Damage Affects Financing

• Cash Buyers: More flexible with damaged homes.

• Conventional Loans: May require repairs before closing.

• FHA/VA Loans: Have stricter property condition requirements, especially with water damage or roof issues.

Why Work with a Local Expert

Eric Berman, REALTOR, helps Port Washington sellers:

• Assess whether repairs or an as-is sale make more financial sense

• Connect with local contractors and insurance adjusters

• Market the property effectively to the right buyer pool

Bottom Line

Yes, you can sell a storm-damaged home in Port Washington — but your strategy depends on the extent of the damage, your financial situation, and your timeline. With the right preparation and guidance, you can sell successfully while minimizing stress.

Need help deciding whether to repair or sell as-is? Contact Eric Berman for a personalized plan based on your home’s condition and today’s market.

Meta Description:
Can you sell a storm-damaged home in Port Washington? Yes — learn whether to repair, sell as-is, or offer credits, and how REALTOR Eric Berman can guide you.